Chapter 7 - The Ambush at Riverstone

Monday morning arrived with the chill of late October.
The conference room at Vance, Sterling & Cole was set up like a tribunal. Margaret Vance sat at the head of the long oak table, surrounded by three junior associates and stacks of green-tabbed discovery binders. I sat to her right, wearing a simple navy suit, my hands folded calmly on the table.
At 8:55 AM, the door opened.
Angela Mercer walked in first, flanked by a sweaty, overworked public-defender-turned-civil-attorney named Harris. Angela looked like a shadow of the woman who had walked into my kitchen four days earlier. Her skin was sallow, her eyes ringed with dark circles, and she was wearing a rumpled gray suit that looked like it had been pulled from the back of a closet.
Two minutes later, David arrived with his own counsel, an elderly, silver-haired divorce lawyer named Peterson who looked profoundly tired of his client already.
David looked directly at me as he took his seat across the table. His eyes were bloodshot, his hands shaking slightly as he pulled out a yellow legal pad. "Rebecca... please. Can we just talk outside for five minutes? Just you and me?"
"Mr. Collins," Margaret Vance’s voice cut through the room like a cold steel blade. "Any communication directed at my client will be made through counsel on the record. If you speak directly to Mrs. Collins again, I will have the bailiff remove you and proceed with this deposition in absentia."
Peterson leaned over, hissing into David’s ear: *"Shut up, David. Sit down."*
The court reporter clicked her machine. "We are on the record. In the matter of Collins v. Collins, with Mercer Interiors LLC joined as third-party respondent."
Margaret Vance leaned forward, removing her reading glasses. She didn't look at David; she looked straight at Angela Mercer.
"Ms. Mercer," Margaret began, her voice deceptively calm. "Let's begin with corporate account ending in 4109 at First National Bank. On June 14 of this year, a wire transfer of thirty-five thousand dollars originated from a joint account held by David and Rebecca Collins. You marked this deposit in your corporate ledger as 'Consulting Retainer - Riverstone Project.' Can you explain the scope of work performed for that payment?"
Angela swallowed hard. Her attorney, Harris, shifted uncomfortably in his chair. "My client asserts her fifth amendment privilege regarding corporate ledger descriptions."
"You can't plead the Fifth on a civil contract claim without an adverse inference, Mr. Harris," Margaret noted icily. "Ms. Mercer, did you or did you not spend that thirty-five thousand dollars on a two-week chartered catamaran trip in the Virgin Islands with David Collins between June 18 and July 2?"
Angela’s hands clenched into fists beneath the table. She looked at David, waiting for him to protect her, to speak up, to be the hero who had promised to take care of her.
David didn't move. He kept his eyes glued to the yellow legal pad, completely abandoning her to the wolves.
"David booked the trip," Angela whispered, her voice cracking. "He said it was paid for."
"Did you ask where the money came from?"
"No."
"Did you ask if his wife of eighteen years knew he was spending thirty-five thousand dollars of their retirement savings on private island charters?"
"No," Angela said, a single tear escaping down her cheek—not of sorrow, but of profound humiliation.
"And what about this?" Margaret pulled a glossy color photograph from the first binder and slid it across the table.
It was a copy of the loan application for the home equity refinancing.
Margaret pointed a polished fingernail at the signature line. "Ms. Mercer, Daniel Reeves obtained surveillance video from the UPS Store on 4th Street on October 4. The video clearly shows you, accompanied by David Collins, presenting a fake driver’s license in the name of Rebecca Collins to a remote mobile notary to execute this fraudulent document."
Angela gasped. Her face went completely, utterly white.
David’s head snapped up. "What? Angela, you said you took care of the notary online!"
"You told me to sign it!" Angela screamed, leaping out of her chair, her professional composure completely shattering across the mahogany table. "You told me if we didn't get that loan cleared before Rebecca audited the taxes, we were both going to jail! You begged me on your knees in my kitchen to sign her name!"
"Liar!" David shouted, rising to his feet, knocking his chair backward against the wall. "She forged it on her own, Peterson! She wanted the down payment for her design studio! She manipulated me from the beginning!"
"Order!" Peterson shouted, grabbing David’s arm. "David, sit down!"
"You cowardly piece of garbage!" Angela shrieked, tears now streaming down her face, ruining her makeup. "You told me you never loved her! You told me she was a pathetic, barren shell of a woman who didn't deserve this life! You promised me we’d be in Scottsdale by Christmas!"
The room froze.
The words hung in the air like a spray of battery acid.
*A pathetic, barren shell of a woman.*
David stopped thrashing. He looked across the table at me, his eyes wide with a horrific realization of what had just been exposed.
Margaret Vance didn't say a word. She slowly turned her gaze toward me, waiting to see if I would break.
I sat perfectly still.
I didn't flinch. I didn't shed a tear. I looked at David Collins—the man whose hand I had held through three surgeries, the man whose dreams I had funded while working two jobs in our twenties, the man who had whispered that it didn't matter if we never had children because we had each other.
"Are you finished?" I asked softly.
The conference room was so quiet you could hear the hum of the fluorescent lights overhead.
"David," I said, leaning forward, resting my forearms against the table. "You have until twelve o'clock today to sign the complete marital settlement agreement Margaret drafted. You will convey the primary residence to me, free and clear of all encumbrances. You will forfeit all claims to my pension, the investment portfolio, and the remaining joint equity. You will assume full, sole liability for every commercial loan, promissory note, and fraudulent line of credit you opened over the past two years."
"Rebecca..." he croaked, tears finally spilling from his eyes. "That will bankrupt me. I’ll have nothing left. I’ll have to liquidate my entire Apex buyout just to pay the legal fees."
"Then you’d better start liquidating," I said. "Because if that agreement is not signed by noon, Margaret Vance walks that fraud packet down to the Federal Prosecutor’s office at twelve-fifteen. And you won't be worrying about bankruptcy, David. You’ll be worrying about how to survive five years in federal prison."
I stood up, picked up my handbag, and smoothed the front of my jacket.
"Good luck in Scottsdale, Angela," I added, glancing at the sobbing, broken woman across the table. "I hear the weather is lovely this time of year."
May you like
I walked out of the conference room without looking back.
***