Chapter 3 - The Morning Knock

The dawn broke over our quiet, affluent suburb of Northbrook with a cold, metallic glare that painted the lawns in frosted silver.
At precisely 6:45 AM, Thomas woke up.
I knew this because Detective Wells and I were sitting three hundred yards away in the mobile command van parked behind the municipal water tower, watching the live thermal surveillance feed projected onto the tactical monitors.
The thermal silhouette of Thomas Rodriguez stretched, sat on the edge of the mattress, and reached for his smartphone on the nightstand.
Inside the van, FBI Special Agent Marcus Vance—a veteran white-collar investigator with fifteen years on the international fraud task force—leaned over the console, taking a sip of black coffee.
"His cellular device just attempted to initiate an outbound data connection to Grand Cayman," Agent Vance noted, his slate-gray eyes scanning the packet-capture logs. "The automated firewall we placed on his home router rerouted the IP packets into our server black hole. The money is locked."
On the thermal monitor, Thomas’s silhouette stood up, threw on his silk robe, and walked down the stairs to the kitchen.
We watched him stop before the kitchen island.
He stayed motionless for twenty-two seconds, staring down at the piece of paper and the gold wedding ring resting on the granite counter.
Then his hand shot out, grabbing his phone, dialing my number.
Inside the command van, my phone remained completely silent on the console desk, its cellular antenna deactivated under federal protocol.
"He's dialing his mistress," Detective Wells said, watching the auxiliary line intercept light up.
The audio feed through our headphones clicked live:
"Amanda! Pick up the damn phone!" Thomas’s voice was ragged, stripped of all boardroom elegance, panting like a cornered animal. "Elena’s car is gone. Her clothes are gone. She left her ring on the counter. Did you initiate the offshore transfer from your apartment?!"
Amanda’s voice answered, groggy and disoriented: "What? No, I told you we were waiting until eight o'clock when the clearinghouse open—"
"She knows!" Thomas roared, slamming his fist onto the kitchen counter with an explosive, hollow crack that echoed through the phone line. "I don't know how, but she took her files! Call the charter terminal in Waukegan! Get the private jet prepped for Nassau right now! We are leaving before the banks open!"
Agent Vance set his coffee cup down with a sharp, definitive clack.
He picked up his tactical radio mic.
"All units, execute Operation Split Asset. Breach and secure."
Outside the house on Sycamore Lane, three marked Cook County Sheriff’s cruisers and two matte-black federal tactical vans swung violently into the circular aggregate driveway, tires screeching against the frozen asphalt.
Eight armed federal agents in tactical vests, their sidearms drawn in low-ready positions, mounted the front bluestone steps.
BANG. BANG. BANG.
"Federal Bureau of Investigation! Open the door! We have a federal search and seizure warrant!"
Through the thermal feed, we watched Thomas sprint across the foyer toward the stairs, clutching his laptop bag to his chest like an infant.
He didn't make it to the fourth step.
The heavy oak front door was breached with a single, concussive stroke of a hydraulic battering ram, the deadbolt shearing clean from the frame in a blizzard of wood splinters and shredded brass screws.
"FBI! On the ground! Drop the bag! On the ground right now!"
The audio feed erupted into a deafening storm of shouted commands, the thud of tactical boots across the hardwood, and the sharp, undignified shriek of Thomas Rodriguez hitting the marble floorboards.
"Wait! Wait, you don't understand!" Thomas was screaming, his voice cracking into a high, pathetic wail. "This is my house! I am a senior vice president at Sterling Capital! My wife... my wife is the one who stole the files! She's the financial analyst! Look at the IP address—"
Agent Vance turned his head toward me, a cold, humorless smile touching the corner of his weathered mouth.
"Ready to go collect your fifty percent, Mrs. Rodriguez?"
May you like
I smoothed down the lapels of my dark wool overcoat, stepped out of the command van into the crisp morning air, and answered:
"Every single cent."